ToolDoxTemplates

AI prompts template

AI Prompts for Insurance Brokers

A practical prompt pack for insurance brokers covering renewal narratives, premium explanations, loss run summaries, SOV gap reviews, quote comparison emails, and client data requests.

Download prompt packUse in workflowAll templates

Who it is for

Insurance brokers, account handlers, renewal teams, client executives, and analysts using AI as a drafting assistant.

Best use cases

  • Renewal submission drafting
  • Client email drafting
  • Loss run summarisation
  • SOV data cleanup
  • Underwriter question planning

Related workflow

Used in: Underwriter Submission Readiness Workflow

Use these prompts after the workflow identifies missing data, red flags, and underwriter questions.

Feeds into tools

AI Insurance Gap Mapper
Use AI gap outputs as structured context for safe follow-up prompts.
Submission Readiness Score
Use missing data and red flags to generate broker or client questions.

Template fields and structure

The starter structure is designed to work in Excel, Google Sheets, Power BI, insurer portals, internal trackers, or client-facing documents.

renewal narrativepremium increase explanationloss run summarySOV gap reviewquote comparison emailunderwriter follow-up questions

Copyable CSV / spreadsheet structure

renewal narrative,premium increase explanation,loss run summary,SOV gap review,quote comparison email,underwriter follow-up questions
Premium increase explanation,"Draft a client-safe explanation of a premium increase using these drivers: exposure change, claims, market rate, deductible change, and coverage structure."

Example filled row

Use the example as a quality benchmark for how specific each row should be before the file is used in a workflow or tool.

renewal narrativepremium increase explanationloss run summarySOV gap reviewquote comparison emailunderwriter follow-up questions
Premium increase explanationDraft a client-safe explanation of a premium increase using these drivers: exposure change, claims, market rate, deductible change, and coverage structure.

How to use it

  1. Copy one prompt at a time into your approved AI tool.
  2. Replace placeholders with approved, non-confidential or permitted client context.
  3. Review and edit all output before sending or relying on it.
  4. Keep a human accountable for advice, judgement, and final wording.

What a completed version should prove

OKPrompts include enough context, source facts, and output format guidance to produce useful drafts.
OKSensitive data is removed or handled under the user firm policy before using AI.
OKHuman review remains visible for advice, judgement, client communication, and final wording.

Common mistakes to avoid

!Pasting confidential or regulated client data into unapproved AI systems.
!Asking for final advice instead of asking for draft structure, questions, or summaries.
!Using AI output without checking facts, tone, assumptions, and compliance requirements.

Use this with

Related guides

Frequently asked questions

Can I paste client data into AI tools?

Only use systems and data-handling processes approved by your firm. Avoid personal, confidential, or regulated data unless it is permitted.

Are these prompts insurance advice?

No. They are productivity prompts for drafting and review support. A qualified human should check the output.