ToolDox
Insurance & Risk

AI Insurance Gap Mapper

Map AI use cases to possible cyber, E&O, D&O, media, crime, and silent-AI insurance gaps.

AI use cases

Controls in place

Gap risk score
71/100
Needs broker review
AI use cases
2
active exposure paths
Controls
1/6
documented control signals

Coverage questions to ask

  • Cyber/privacy coverage may be relevant if AI handles customer, employee, health, financial, or confidential data.
  • Autonomous external actions can create errors, fraud, contractual, cyber, or professional liability questions.
  • No broker review is recorded, so silent AI exposure may be sitting inside existing policies without a clear answer.
  • Vendor contracts and indemnities may decide whether losses stay with you or can be pushed upstream.

Policies to review

CyberTechnology E&OProfessional liabilityD&OCrimeMedia liabilityProduct liability
AI coverage guideRisk exposure estimator

Private by design

For file-based tools, processing is designed to happen in your browser. Avoid uploading confidential files to any website unless you are comfortable with the workflow and have permission to use the data.

Use responsibly

Insurance and business outputs are decision-support prompts, not quotes, coverage opinions, legal advice, or underwriting decisions.

Free access

ToolDox tools are free to use, require no signup, and are supported by clear navigation, guides, templates, and related tools.

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Why AI insurance gaps matter

AI tools can create losses through privacy breaches, bad advice, deepfakes, IP disputes, autonomous actions, vendor dependency, and decision errors. Some exposures may sit silently inside cyber, E&O, media, crime, D&O, or technology policies. Others may be excluded.

How to use this mapper

Use the result as a broker conversation starter. It is not a coverage opinion. It helps identify which policies, exclusions, endorsements, contracts, and controls deserve review before AI use becomes embedded in daily operations.