ToolDoxTemplates

Core insurance workflow

Claims and Loss Run Review Workflow

4 connected tools, one guided sequence

Review loss runs, claims frequency, severity, open reserves, large losses, and loss ratio before renewal meetings or market submissions.

Who it helps: Risk managers, brokers, claims teams, underwriters, and finance teams reviewing renewal performance.
What it produces: Create a claims trend summary, loss run red flag list, and renewal talking points.
Country coverage: Works as a global workflow checklist with country modes for UK, US, EU, Canada, Australia, global, and other-country use.
Optional AI: Bring your own key only if you want AI help. ToolDox does not receive or store API keys.

Guided workflow

Follow the tool path

0 of 4 steps complete0%

Start with sample data

Risk manager reviewing three years of claim history before a renewal meeting.
Known inputs: paid, reserve, incurred, status, cause, location, and large-loss commentary.
Goal: separate frequency issues from large-loss events and build renewal talking points.
Next workflowRenewal Prep
Step 1

Upload or structure the loss run

Bring claim date, status, incurred, paid, reserve, line of business, cause, and location into a consistent review format.

How to use this step

Tool links open in a new tab so this workflow stays open. Your progress is saved in this browser; when the tool check is done, return here and choose Complete and continue.

Use this tool first

Open Loss Run Analyzer, complete the check for this step, then return to this workflow tab and mark the step complete.

Open here
Next: Separate frequency from severity

After this step, continue into Claims Analytics Dashboard.

Workflow output

Your working summary

Loss run red flags
Claims trend summary
Large-loss explanation prompts
Renewal talking points
# Claims and Loss Run Review Workflow Output

Purpose: Create a claims trend summary, loss run red flag list, and renewal talking points.

## Expected outputs
- Loss run red flags
- Claims trend summary
- Large-loss explanation prompts
- Renewal talking points

## Step notes
1. Upload or structure the loss run
Status: Not started
Note: No note captured yet.
2. Separate frequency from severity
Status: Not started
Note: No note captured yet.
3. Compare claims to premium
Status: Not started
Note: No note captured yet.
4. Create renewal talking points
Status: Not started
Note: No note captured yet.

Recommended next workflow: Insurance Renewal Prep Workflow (/workflows/insurance-renewal-prep)

Note: This is research and workflow support, not legal, investment, credit, insurance-placement, solvency, tax, or rating advice.

Country mode and optional AI

Use the workflow globally, then add local context where it matters. AI is optional: bring your own OpenAI or Claude key, or copy the generated prompt into any AI tool without entering a key here.

No ToolDox key storage
Your key is not taken by ToolDox. ToolDox never receives, stores, logs, or proxies your API key. If you save it, it is saved only in this browser. When AI is enabled, the request is sent directly from your browser to OpenAI or Anthropic. You can also use Copy AI prompt and never enter a key.
Selected market note: Use neutral insurance workflow language. Avoid country-specific compliance claims and focus on data quality, renewal process, claims history, exposure, and decision support.

Continue through the workflow library

Move between connected insurance and finance journeys without returning to the hub.

View all workflows
Previous
Submission Readiness
Score renewal packs, SOVs, loss runs, and bordereaux before market review so brokers can fix missing data before underwriters ask for it.
Next
SOV Cleanup
Clean property schedules of values by checking addresses, occupancy, construction, values, duplicates, and missing underwriter fields.
Related
Renewal Prep
Prepare commercial insurance renewals by combining policy schedules, premium movement, loss runs, exposure review, and quote comparison into one practical sequence.
Related
Submission Readiness
Score renewal packs, SOVs, loss runs, and bordereaux before market review so brokers can fix missing data before underwriters ask for it.
Related
Quote Comparison
Compare insurance quotes across premium, deductible, limits, exclusions, coverage fit, claims handling, and service quality.

Tools in this workflow

Loss Run Analyzer
Upload insurance loss runs to analyze claim frequency, severity, open reserves, loss ratio, large losses, and renewal discussion points by line or territory.
Claims Analytics Dashboard
Upload claims data, track frequency and severity, and compare open claims, incurred cost, and reserve pressure by region or line of business.
Insurance Premium Change Analyzer
Compare last year versus current premium, factor in claims and policy changes, and explain the increase against inflation.
Insurance Comparison Workspace
Compare carriers across premium, deductible, coverage fit, claims handling, and service quality in one insurance comparison workspace.

Supporting guides

2026 renewal market pulse How to read loss runs Loss run red flags Claims analytics guide Explain large losses

Start the guided workflow

Use the guided path above to open the right tool for each step, track what is complete, and move into the next connected tool when your data is ready.

Go to guided steps